By Kelley Atherton

It's all based on the luck of the draw.

Stimulus rebate checks started rolling out April 28 to 130 million households. I got mine, so did a co-worker, but others are still looking in the mailbox.

The checks are distributed based on the last two digits of the tax filer's Social Security number. For joint filers, it's based on the person who is listed first on the tax return.

Those who requested direct deposit for their refund or gave bank information to pay taxes are getting the financial boost first. Those who used snail mail will have to wait a bit longer. The last round of checks should be received no later than July 11.

It will take most people a minimum of six weeks to receive the stimulus checks. And, the IRS had to receive and process your tax return by April 15 for you to receive your rebate in a timely manner. Those who filed after that date might have to wait a week or two more.

If you opted for direct deposit on your tax return, the stimulus check will be sent to that account. You cannot have your rebate direct-deposited if you did not give bank account information on your return.

Most single filers will receive $600, $1,200 for married people and $300 for each child. Those who earned less than the income threshold for filing taxes should have filed a return anyway to receive $300. You won't receive a stimulus check if you are a dependent, your income was too high or you don't have a valid SSN.

The rebate amount is based on your net income tax liability, which can be found on your tax return: On Form 1040, the amount shown on Line 57 plus the amount on Line 52; on Form 1040A, the amount shown on Line 35 plus the amount on Line 32; or on Form 1040EZ, the amount on Line 10.

For those not sure of how much they'll receive, the IRS Web site explains how rebate amounts are figured. You can also use the andquot;Where's My Stimulus Paymentandquot; tool on the Web site to track your rebate.

Many might notice that they didn't receive the full amount they should have. If you owe back taxes, have unpaid child support or student loan debt, that will be deducted from your stimulus payment.

Everyone who receives a rebate should also get a notice explaining how the payment was calculated. If anything was deducted from the rebate, you'll also receive a notice for that. Contact the IRS if there are any problems with your tax return or stimulus rebate.

So, here's to paying down debt, investing or buying yourself something niceanything to stimulate the economy out of a recession.